The HIPAA Recreational Injury Technical Correction Act

Rob Schwartz coldinvt at
Thu Mar 20 06:36:57 PDT 2008

Right.  We generally buy something like "25/50/10," which means maximum
liabilities of 25k/person, 50k/occurence, 10k for personal property.

$856 last year for 25/50/10 coverage on the VFR all year, the DRZ through
August and the FJR from July onward.  I'm gonna' need to look into raising
that, eh?  That could go pretty quick...

The aforementioned bill relates to health insurance rather than liability
insurance, though.  I imagine one can buy as much liability as one wants.
It's being denied by your health insurance provider of benefits initiated by
a m/c crash (or other "risky behaviors") that's the problem.


-----Original Message-----
From: Jerry Clair [mailto:darkclarity2k at]
Sent: Thursday, March 20, 2008 9:26 AM
To: Kawasaki GPZ1100 discussion
Subject: RE: The HIPAA Recreational Injury Technical Correction Act

Yes, Benefits are usually capped. per accident and per person.

"Buehrle, Michael" <Michael.Buehrle at> wrote:
Correct me if I'm wrong:
>From what I have heard there is already limited compensation on US m'cycle
insurance, that's why you guys get such great rates. Their long and short
term liabilities are capped down there on most policies. Whereas in glorious
socialist republic of Canada(tm), the insurers must pay all rehab
costs/medical expenses and lost wages(from a generous calculation chart)as
long as necessary.


-----Original Message-----
From: Rob Schwartz [mailto:coldinvt at]
Sent: March 20,2008 9:17 AM
To: The Masons; Kawasaki GPZ1100 discussion
Subject: RE: The HIPAA Recreational Injury Technical Correction Act

As I read it, the loophole already exists, allowing ins.cos. to deny
benefits based on circumstances surrounding an injury.  What we're hoping
for is that the referenced resolution is accepted to close that loophole.

Theiving insco. bastards...

-----Original Message-----
From: The Masons [mailto:masonjs at]
Sent: Thursday, March 20, 2008 9:10 AM
To: Rob Schwartz; Kawasaki GPZ1100 discussion
Subject: Re: The HIPAA Recreational Injury Technical Correction Act

This the basic bullshit reason they give us in Ontario why our motorcycle
insurance is so high on the organ donor I am riding.  Its $882.75 this year
for public liability & passenger hazard only---the bike has no coverage at
all.  A new 1000 V strom with every thing but collision or upset is $475.00.
I can only ride 6 months of the year.  Hell!! the insurance on my Tacoma is
2/3 of the bike and it has total coverage 3 million liability $100.00
deductible comprehensive and collision.
You'd be smart to fight this as the insurance companies will have a field
day with it.
And Rob--Please let me know if this does become law, as I'd like to invest
the last of my Rubles in your insurance firms.

----- Original Message -----
From: "Rob Schwartz"
To: "Kawasaki GPZ1100 discussion"
Sent: Wednesday, March 19, 2008 11:05 PM
Subject: The HIPAA Recreational Injury Technical Correction Act

>I just took action on this issue and thought you might find it interesting
> too.  If you live in the States, let 'er rip!
> -Rob

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