MC insurance

William K Denton wkdenton at
Wed Jul 18 18:22:48 PDT 2007

I was under the impression that my medical insurance through work would 
cover me in the event of personal injury to myself?  Is this wrong?

Bill in Yardley, PA
wkdenton at
yam650 Listowner
650 Society Member #4488

----- Original Message ----- 
From: <scapco at>

> Steve is totally correct.  When I was hit & run a while
> back, it was the uninsured motorist insurance that paid my
> ER bills and replaced my riding gear.  The bike was covered
> by the full coverage insurance, but everything else was
> uninsured motorist.
> Charles S.
>>>>it would be more if I didn't waive the
>>>>Uninsured/Underinsured motorist coverage.
>>This is a bad idea. This is the coverage that will pay
>>your medical bills if whomever whacks you is un/under
>>insured e.g. they carry only minimum liability ($25,000)
>>and your medical bills are $200,000, you're screwed.
>>Your liability coverage pays someone else so why pay to
>>insure someone else and not yourself? Doesn't make sense.
>>Buy the most Uninsured/Underinsured coverage they will
>>give you, especially if you travel. Remember, some states
>>don't even require insurance. Heed the voice of experience.
>> Steve in Western NY
>> '96 GPZ1100
>> '02 Daytona 955i
>> "You Can't Fix Stupid", Ron White

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